TERMS OF PAYMENT IN SERBIA
PAYING IN 0% INTEREST RATES – TAKE INTEREST-FREE LOANS FROM GALERIJA PODOVA!
Terms of payment (Serbia):
- For every purchase up to 10,000 RSD + VAT, payment is possible in 3 rates.
- For every purchase from 10,001 to 30,000 RSD + VAT, payment is possible in 6 rates.
- For every purchase over 30,001 RSD + VAT, payment is possible in 9 rates.
Subsidized buyers' credits approved by the Serbian Government
The Government of the Republic of Serbia passed the decision on granting subsidized loans to purchase products of domestic manufacturers. Galerija Podova offers a wide selection of local brands of rugs, parquet, carpets, and vinyl. The procedure for obtaining the credit is very simple:
- Seller provides the buyer with an invoice that clearly states the purchased product is manufactured in Serbia.
- Buyer submits the invoice and loan application form obtained in the bank to the business bank which approves this type of credit.
- After their loan is approved, buyer obtains the purchased product and uses the bill from Galerija Podova as the proof that the product was manufactured in Serbia.
For more information, contact your local dealer.
TERMS OF PAYMENT IN MONTENEGRO AND BIH
All our customers in Montenegro and Bosnia and Herzegovina are eligible for loans for purchase of all floor types and supplementary products in 12 rates with zero interest.
Terms of payment in Montenegro:
- For every purchase up to 100 EUR + VAT, payment is possible in 3 rates.
- For every purchase from 101 to 300 EUR + VAT, payment is possible in 6 rates.
- For every purchase from 301 to 500 EUR + VAT, payment is possible in 9 rates.
- For every purchase over 500 EUR + VAT, payment is possible in 12 rates.
Terms of payment in Bosnia and Herzegovina:
- For every purchase up to 200 KM + VAT, payment is possible in 3 rates.
- For every purchase from 201 to 600 KM + VAT, payment is possible in 6 rates.
- For every purchase from 601 to 1,000 KM + VAT, payment is possible in 9 rates.
- For every purchase over 1,000 KM + VAT, payment is possible in 12 rates.
For more information, contact your local dealer. | 
